Salve Health Care

Does ICBC pay for home care in BC?

Last updated: July 27, 2026

The short answer

Yes. Under Enhanced Care, ICBC's personal care assistance benefit pays up to $5,974 a month for most injuries, $7,144 for catastrophic injuries, and $11,872 where catastrophic injury requires 24-hour care (figures as displayed by ICBC, July 2026). Salve is on ICBC's approved-provider roster and bills ICBC directly.

Book a 15-minute call

Fifteen minutes on the phone. By the end, you'll know whether Salve fits.

Or by phone: 778-953-3134

  • BCCPA-member
  • BC HCP-licensed
  • Fully insured & bonded
  • Since 2011

What the personal care assistance benefit covers

If a crash leaves you or a family member unable to manage daily living for a while, ICBC's personal care assistance benefit funds help at home during recovery: bathing, dressing, mobility, meals, and the household tasks the injury took off the table. In the regulation it's called the activities of daily living benefit; on icbc.com it's personal care assistance. Same benefit.

It sits inside Enhanced Care, BC's no-fault coverage, so it doesn't depend on who caused the crash. ICBC assesses how much help the injury requires, and the benefit scales with that assessment.

How much ICBC pays

These are maximums, not automatic amounts: what's actually authorized follows ICBC's assessment of the help the injury requires. For most recoveries the benefit funds a stretch of weeks or months; for catastrophic injuries it can fund permanent daily care.

Situation Monthly maximum
Most injuries up to $5,974
Catastrophic injury up to $7,144
Catastrophic injury requiring 24-hour care up to $11,872

As displayed on icbc.com, July 2026. The Enhanced Accident Benefits Regulation indexes these amounts to BC inflation every April 1, so they rise most years.

Reimbursement or direct billing: the two ways it's paid

The default is reimbursement: you hire the help, including, if you choose, someone close to you like a family member, pay them, and ICBC reimburses the cost it has authorized. It works, but the family fronts the money and manages the receipts, usually while also managing a recovery.

The alternative is an approved provider. ICBC keeps a public roster of homemaking and attendant care providers who invoice ICBC directly at ICBC's pre-established hourly rates, so nothing is fronted and no receipts pile up. Salve Health Care is on that roster and has been direct-billing ICBC for years.

How to set it up, step by step

Where Salve fits

Salve is an ICBC-certified Personal Care Assistance provider listed on ICBC's public roster, serving BC's Lower Mainland and Vancouver Island. ICBC cases usually pair the funded personal care with our post-hospital recovery work: the same caregiver handles the discharge plan, the mobility practice, and the household layer while the benefit covers its share. Where the care plan needs more hours or services than ICBC authorizes, we tell you exactly what the difference would cost before anything starts.

What families ask.

Sources.

Figures checked against these sources on July 27, 2026. ICBC adjusts benefit amounts each April 1; the pages below carry the current numbers.

Read next

If the funding picture still feels murky for your situation, that's what the 15-minute call is for: we'll tell you what applies, what it pays, and what the remainder would actually cost.

Book a 15-minute call

Fifteen minutes on the phone. By the end, you'll know whether Salve fits.

Or by phone: 778-953-3134

BCCPA-member agencyBC HCP-licensed (Health Care Professionals & Services)WorkSafeBC registeredICBC-certified Personal Care Assistance providerFully insured & bonded caregiversBLS-certified, First Aid trained15+ years caring for BC families since 2011